These terms of use govern access to and use of the services offered by My Fnc Groups via http://myfnc-groups.com. By accessing our services, you fully accept these terms.
1. Purpose
My Fnc Groups provides online banking and financial services, including account management, transfers, credit applications and savings products. Access to these services is subject to identity verification (KYC) and acceptance of these terms.
2. Access conditions
To use our services, you must:<ul><li>Be at least 18 years old</li><li>Have legal capacity to enter into contracts</li><li>Reside in a country where My Fnc Groups is authorised to operate</li><li>Provide accurate and up-to-date information upon registration</li></ul>
3. Account creation and management
You are responsible for the confidentiality of your login credentials. In case of unauthorised use of your account, you must immediately notify My Fnc Groups at <a href="mailto:contact@myfnc-groups.com">contact@myfnc-groups.com</a>.
4. User obligations
You agree to:<ul><li>Use the services in accordance with applicable laws</li><li>Not use the services for illegal or fraudulent purposes</li><li>Keep your personal information up to date</li><li>Protect your login credentials</li><li>Report any suspicious activity on your account</li></ul>
5. Fees and rates
The rates applicable to our services are available in the fees section of your client area. My Fnc Groups reserves the right to modify its rates with 30 days' notice.
6. Suspension and termination
My Fnc Groups reserves the right to suspend or close your account in case of breach of these terms, fraudulent activity or at the request of a competent authority. You may close your account at any time from your client area.
7. Governing law
These terms are subject to the law in force in the country of registration of My Fnc Groups. Any dispute will be submitted to the competent courts. For EU consumers, the online dispute resolution platform is available at ec.europa.eu/consumers/odr.
8. Contact
For any questions about these terms: <a href="mailto:contact@myfnc-groups.com">contact@myfnc-groups.com</a><br>My Fnc Groups — Siège social, 24 Avenue de Paris, 75009 Rennes Cedex